本研究通过经济计量学的研究方法，研究了小额信贷公司对宏观经济发展的影响，以及是否能够帮助贫困人口脱贫致富，同时还研究了小额贷款公司的服务范围与可持续性之间的取舍问题，
本研究的实证分析基于一个独特的面板数据库。包含了四个不同的数据源来组合和创建这个面板数据库。这些来源包括:小额信贷信息交换(MIX)市场、国际货币基金组织(IMF)、雅虎金融和世界银行的世界发展指标(WDI)。单个MFI数据来自MIX Market information platform维护的数据库。关于宏观经济指标的数据，这一资料来自世界银行的《世界发展指标》。在拉丁美洲和世界，已经建立了一个面板数据集，这为我们提供了一个独特的机会，利用现有数据类型的变化以及机构规模和地点、法律和利润状况、目标市场和国家一级宏观经济指标的变化等方面去研究了小额信贷公司对宏观经济发展的影响，以及是否能够帮助贫困人口脱贫致富，同时还研究了小额贷款公司的服务范围与可持续性之间的取舍问题。
肖健：研究领域：金融经济学，应用计量经济学，经济法，公司法，宏观经济。工作经历：北京第二外国语学院商学院财务管理系，讲师；福特汉姆大学经济学院，讲师（讲授会计原理等相关课程）；中国银行风险管理部, 经济学家（从事会计审计等相关工作）；穆迪经济学计量模型，投资量化经理。学历：福特汉姆大学，获金融经济学博士；布鲁克林法学院，获法学博士；斯蒂文斯理工学院，获信息管理学硕士学位；沈阳理工大学，获工学学士学位。
Chapter 1: State of Microfinance, Current and Potential Problems
1. Introduction
2. Microfinance Institutions (MFIs)
2.1 History of MFIs
2.2 MFIs’ Benefits
3. MFIs’ Challenges
3.1 Interest Rates
3.2 Reach versus Depth of Impact
Chapter 2: Literature Review
1. MFIs: The Balance between Increasing Profits and Social Impact
2. The Relationship Between MFIs’ Financial Performances and Domestic GDP Growth in Regards to Global risk-The Resiliency of MFIs to Drastic Economic Change
3. Outreach and MFIs’ Financial Performance
4. Poverty Reduction
Chapter 3: Data Description
1. Data
2. Descriptive Statistics
3. Summary
Chapter 4: The Case of Peru
1. Brief Macroeconomic Description of Peru
2. MFIs in Peru
3. The Impact of MFIs on Employment Generation and Adult Literacy Rate in Peru
3.1 Dataset
3.2 Methodology
3.3 Regressions and Results
3.4 Conclusions
4. MFIs’ Financial Performance Against Global and Domestic Risk
4.1 Dataset
4.2 Methodology
4.3 Regressions and Results
4.4 Conclusions
5. MFIs’ Financial Performance and Outreach
5.1 Dataset
5.2 Methodology
5.3 Regressions and Results
5.4 Conclusions
6. Summary
Chapter 5: The Case of Latin America & Caribbean
1. Brief Macroeconomic Description of Latin America & Caribbean
2. MFIs in Latin America & Caribbean
3. The Impact of MFIs on Employment Generation and Adult Literacy Rate in Latin America & Caribbean
3.1 Dataset
3.2 Methodology
3.3 Regressions and Results
3.4 Conclusions
4. MFIs’ Financial Performance Against Global and Domestic Risk
4.1 Dataset
4.2 Methodology
4.3 Regressions and Results
4.4 Conclusions
5. MFIs’ Financial Performance and Outreach
5.1 Dataset
5.2 Methodology
5.3 Regressions and Results
5.4 Conclusions
6. Summary
Chapter 6: The Case of World
1. Brief Macroeconomic Description of World
2. MFIs in World
3. The Impact of MFIs on Employment Generation and Adult Literacy Rate in the World
3.1 Dataset
3.2 Methodology
3.3 Regressions and Results
3.4 Conclusions
3.5 MFIs’ Financial Performance Against Global and Domestic Risk
3.6 Dataset
3.7 Methodology
3.8 Regressions and Results
3.9 Conclusions
3.10 MFIs’ Financial Performance and Outreach
3.11 Dataset
3.12 Methodology
3.13 Regressions and Results
3.14 Conclusions
4. Summary
Chapter 7: Summary of the Dissertation
1. Summary
Bibliography
Appendix
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